Unlike tethered personal finance software, Mint, software that first saw the light of day in late 2007, can easily connect to almost every bank and credit card company in the land, and it could do this right the day it started. It is no wonder then, that Mint seems to really be a product designed for today, a Web 2.0 world where everything is interactive. Give Mint access to your bank and credit cards, and it will download your expense information and automatically list all the information on your account. Mint is signing up more than 100,000 new users every month. It even does your 401(k) calculations for you. Of course, the desktop majors quickly began to see the merits of the Internet model. Intuit, the market leader and owner of Quicken, put in an offer to acquire Mint and did it too late last year.

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